ALL YOU SHOULD KNOW ABOUT DEBT FUNDS

Debt Market in India is mostly unknown to Retail Investor. Let's understand the Debt Funds with following points.

> What are Debt Funds?
> How Debt works?
> Types of Debt Funds available in Indian Market
> Risk associated with Debt Funds
> Important terms of Debt Funds
> Selection process for Debt Fund

> Debt Funds vs Fixed Deposits

The Importance of Asset Allocation in Financial Planning

What is Asset Allocation?

Asset allocation refers to an investment strategy in which individuals divide their investment portfolios between different diverse assets classes to minimize investment risks. The assets classes fall into three broad categories: equities, fixed-income, and cash and equivalents. Anything outside these three categories (i.e. real estate, commodities, art) is often referred to as alternative assets. These asset allocations change over time depending on a variety of different factors, including the investor’s time horizon, personal goals and risk tolerance.

All you should know about your Retirement Planning

Retirement is a golden word for hard-working professionals who spend 8-10 hours every day at work. For them, Retirement could mean relaxing at the balcony of their home with a cup of coffee and gossiping with their spouse and going on vacation with their friends and family. In short, retirement is the end of the daily struggle at work.

"There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it "Retirement". I call it bliss"

- Betty Sullivan

However, the problem doesn’t stop there. It will be a golden era for those who have planned their financials for their retirement efficiently and look after their health properly. As with retirement, daily work struggle may end, however, it will bring up many challenges for those who have not planned their retirement as a source of income will become limited after retirement.

In this article, we will go through the different aspects of Retirement planning.

Should you invest in the International Markets?

Investors are often advised to invest in International Mutual Fund to diversify their portfolio.

To understand this, we have summarised the data for Indian markets and US markets to help you decide. For the comparison purpose, we have compiled the data of Nifty 50 (Indian market) and Nasdaq 100 (US market).

The DO'S and DON'TS of Tax Planning

The DO'S and DON'TS of Tax Planning

Every year individuals struggle in doing their tax planning. We suggest all individuals follow DO's and DONT's of tax planning in the starting of every financial year and implement in their Financial Planning.

DO'S

▪️Be the early bird:
Planning taxes right from the beginning offers several advantages like disciplined investing and rupee cost averaging.